How this policy works in India
This policy applies to the data we handle for Indian accounts and to any access that is available where local law permits. When you enter contact details, device data, cookie choices, or payment references through UPI, Paytm, PhonePe, or Google Pay, we use them for account
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setup, security checks, fraud handling, support, and record keeping tied to the service. We do not keep more than we need, and where a record must stay longer for tax, audit, dispute, or legal duties, we keep it separate from day-to-day use. If rules differ by
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place, we follow the stricter rule for your case. If a payment reference is no longer needed, it leaves active use and remains only where a legal duty still applies.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.